Financing & Subsidy
Drive electric without breaking the budget
EV duty advantages, EMI plans, and fleet options — we help you run the numbers before you buy.
Ways to pay
Electric on any budget
Bank & finance EMI
Partner banks and finance companies offer dedicated EV loans with competitive rates [CLIENT-COPY: confirm with client].
Fleet leasing
Delivery and taxi businesses can lease EVs with predictable monthly costs and service included.
Trade-in programs
Many distributor partners accept petrol two-wheelers and cars as trade-in against your new EV.
Duty advantages explained
EVs enjoy preferential import duties in Nepal — we show exactly what that means for your price.
Example EMIs (indicative)
| Vehicle | On-road price | Down payment | Monthly EMI (48 mo) |
|---|---|---|---|
| Yadea GS70 scooter | NPR 2.2 lakh [CLIENT-COPY: confirm with client] | NPR 44,000 [CLIENT-COPY: confirm with client] | NPR 4,900 [CLIENT-COPY: confirm with client] |
| Okaya Faast F2B | NPR 2.4 lakh [CLIENT-COPY: confirm with client] | NPR 48,000 [CLIENT-COPY: confirm with client] | NPR 5,400 [CLIENT-COPY: confirm with client] |
| Tata Tiago EV | NPR 28.99 lakh | NPR 5.8 lakh [CLIENT-COPY: confirm with client] | NPR 63,000 [CLIENT-COPY: confirm with client] |
| BYD Atto 1 | NPR 30.75 lakh | NPR 6.2 lakh [CLIENT-COPY: confirm with client] | NPR 67,000 [CLIENT-COPY: confirm with client] |
Applying is easy
Three steps to an approved loan
- 1
Pick your vehicle
Choose the model and get a written quote from us — price, insurance, and charger included.
- 2
Apply with our finance partners
We connect you to partner banks with EV-specific products. Most decisions come in 2–3 working days.
- 3
Take delivery
The vehicle is registered and delivered to your district, and your first EMI starts next month.
Money questions
Straight answers on financing
What interest rates apply to EV loans?
Rates vary by lender and tenor — current EV loan rates are competitive with auto loans [CLIENT-COPY: confirm with client]. Ask us for today's offers.
Is there a government subsidy on EVs?
EVs benefit from preferential import duties and taxes. Specific cash subsidies vary by year and category — we track current policy on the Financing page.
Do I need a guarantor?
Requirements depend on the lender and loan size. Our partners guide you through documents step by step.
Can businesses lease EVs?
Yes — fleet leasing is available for delivery, taxi, and corporate fleets, with service and charging setup included [CLIENT-COPY: confirm with client].
Run your numbers with us
Tell us your budget and daily commute — we'll recommend the smartest electric option.